Yes get rid of allow preexisting conditions, get rid of max out of pocket caps so we can go back to the days people with precondition will either die or use emergency rooms and many people will go bankrupt when they have serious health issues. These two clauses alone make Obama care worth saving. Republican party has absolutely nothing worth offering on the table other than repeal Obama care, and they will never offer any solution when they are in power.
Explain this to me pirc1. Once all the insurance companies drop out of Obamacare, who exactly is going to cover all these people with pre-existing conditions? You really do not see the impending doom do you? As more insurance companies drop out, the losses of pre-existing conditions are not spread out among multiple insurance companies and instead are consolidated into fewer and fewer insurance companies. This in turns drives up the price of insurance. More and more healthy people will bail on Obamacare and instead get insurance through the insurance companies who dropped out and pay the fines/taxes. The only people left in Obamacare will be poor people who get insane subsides and those with pre-existing conditions. We can bicker and complain about Republicans and Democrats all day long, but this house of cards is falling in. But I do appreciate how you ignored my suggestion and instead attacked me for advocating the repeal of Obamacare.
When you have a healthcare system that is designed to only take care of healthy people, the system deserves to fail. This is exactly why for-profit health insurance is such a terrible idea. It never makes business sense to provide care to the very ill when it's about profit. This is something that governments should take care of, not people trying to make a buck.
Getting high risk people onto Medicare seems like a good short term solution, but it makes absolutely no sense long term. This "solution" would be giving free profits to health insurance companies. If they only collect from healthy people and the very ill get dropped onto Medicare, what the hell are the insurance companies providing? If the government is providing care to the high cost people, why do we need a secondary system that profits off the healthy? I would think that true conservatives would be against creating an environment that is overwhelmingly slanted in favor of corporations making profits while the government takes care of the heavy lifting. Seems to me that it would just be better for everyone to be on Medicare with no one profiting from it. I won't be shedding tears if some of these insurance companies don't exist in 5-10 years from now.
Precisely. Well said. It's by no means a perfect system, and while well intended, the private exchange aspect isn't sustainable from an insurer's perspective. However, anyone who says removing pre-ex and lifetime max while making preventive 100% is wrong is...quite frankly...an idiot.
Maybe I am missing it among all the finger pointing, but ave there been any posts about alternative solutions, especially for the many millions of people with pre-existing conditions that without ACA will be left uninsured or insured at unreasonable costs levels? I think I saw one mention of "put them on Medicare"... but isn't that another republican target for cutting away?
I looked it up and it's still off. Your story doesn't add up. Even so.... What was stopping the GOP at any point in time and unveiling their plan? They could have campaigned on it 2012 and 2016 but look at them....
Free profits? "LOL". Seriously dude, you have little knowledge on capitalism and how insurance works. Again, taking on guaranteed losses is not insurance. Its socialism. If you want the .gov to take over the insurance companies and socialize them, then that is a fair argument. But please, stop this nonsense of calling it insurance when it isn't. Back on your idiotic 'free profits' comment. Business 101. Companies have a bottom line. In the insurance companies case, if their bottom line is not being met, they either raise prices to the insured, cut staff, screw the health care industry, go out of business ... or just drop out of this nonsensical Obamacare. Either way, the bottom line will be met. There are no 'free profits'. I do not care about the insurance companies. But ANY plan that hinges on the private insurance is not going to work. You can throw out a public option however all of the insurance companies will not be able to compete. Now you're back to socializing the whole industry.
Why is what they should have always done. They should have made it single payer. Which is what most democrats want to do.
doubt that. Bernie's single payer plan cost 1.37 trillion a year (by his numbers. others had it way higher) . Democrats barely agreed to Obamacare's 90 billion a year.....
Which is funny considering how much medicare spending is expected to rise in the next 4 years. But that's a 2020 problem I suppose.
It can work, it's just how much are Americans willing to pay upfront? Costs will be high as long as Americans are generally unhealthy and costs won't go away by pretending the issue doesn't exist.
won't help now but the US should heavily subsidize med school costs for public service commitments and hand out visa's to qualified people who choose public service.... VA hospitals I guess the people ought to manufacture common generics and distribute them the people ought to have the right of eminent domain in the medical field, just buy out the epipen people and make it non-profit, sorry your product is necessary for public health but you exploited the price so now it's ours I'm not sure what happened to BCBS, I thought that was the blueprint for health insurance but they pulled out of Texas with $9 billion on hand.
I think the real Donald was never really that racist, he just played one on TV. It's just when he is "in character"
A couple were put out there from the right. I proposed essentially a two tiered healthcare system. Someone else posted Paul Ryan's plan. From the left, a number of people mentioned single payer. All of those would be better than the PPACA.