We have our medical benefits through my wife's employer-- a private medical group. The group is dis-associating from one umbrella group and we've been informed that our benefits will terminate on Friday, FEB 27 and the new benefit coverage will commence with the new umbrella group on Monday, MAR 2. This leaves everyone in this private medical group (about 50) folks without coverage for a couple of days and, most importantly to my understanding, with a BREAK in coverage which will have an impact on the effectiveness of the new coverage on any health issues they are dealing with at present. At least that's they way it used to be in the old days when I worked in that industry. Has the ACA changed that?
With the ACA, insurers cannot deny coverage for pre-existing conditions or limit benefits on chronic conditions.
