1. Welcome! Please take a few seconds to create your free account to post threads, make some friends, remove a few ads while surfing and much more. ClutchFans has been bringing fans together to talk Houston Sports since 1996. Join us!

Fraud & Identity Theft (victim)

Discussion in 'BBS Hangout' started by reggietodd, Nov 23, 2005.

  1. reggietodd

    reggietodd Contributing Member

    Joined:
    Apr 30, 2005
    Messages:
    2,103
    Likes Received:
    0
    I've been a victim, but I caught it in time. I have alerts on all my credit card accounts and on my credit report so I get emails and text messages anytime there is a charge or a change on my credit report.

    Turns out on Thursday there were two new charges on my chase credit card, one at Kroger for $70 and one at sprint pcs online for $225. I immediately called them and disputed the charges and closed that account then I checked my drawer where I keep the few credit cards that I have and my chase card was missing. At this point its a mystery.......

    So then yesterday I got an alert on my credit report that a new JC Penny account has opened in my name with a credit line of $2500 and a $0 balance. I immediately closed the account and got the other information on there, this jc penny is in the same location as the kroger was way up in the Humble area ( i live in clear lake).

    I did a little bit of research and remembered that I had a few friends over the other night and a friend of a friend sorta and the one in question lives up in humble. I confronted this person with all the evidence that I have and this person confessed to me over the phone and promised to pay me back by the end of the week for the charges on my credit card if I would not file a police report and press charges. I got a sob story about how tough life was, etc, etc.... car got stolen.... mom is sick..... sincere apology. This person is a friend of mine but not a great friend, more of an aquantince someone I wouldn't think would do this. Identity theft is a felony and this person could be in serious trouble with all the evidence that I have if I chose to report this.

    Two things
    1. What should I do?
    2. This is a good lesson to have these alerts on your info to catch this type of thing and catch it fast before worse happens.
     
  2. Mr. Brightside

    Joined:
    Mar 27, 2005
    Messages:
    18,965
    Likes Received:
    2,148
    Make him your servant. Make him pay you back more than what he took. If he renegs say you'll contact the law. You win in any regard. Forget the friendship, you'll never be able to look at him the same way again.
     
  3. l3igballer23

    l3igballer23 Member

    Joined:
    Jun 2, 2001
    Messages:
    814
    Likes Received:
    4
    A friend wouldn't do that.
     
  4. JayZ750

    JayZ750 Member

    Joined:
    May 16, 2000
    Messages:
    25,432
    Likes Received:
    13,390
    I say to turn him in. That will be the only potential way to deter him from doing it to someone else, which should be key here.
     
  5. bnb

    bnb Member

    Joined:
    Jul 7, 2002
    Messages:
    6,992
    Likes Received:
    316
    a) Give him to the end of the week to pay you back in full.

    b) Tell him you've no choice to turn him in if he doesn't pay....make something up about credit ratings, insurance, etc.

    c) Find new friends.
     
  6. macalu

    macalu Member

    Joined:
    May 19, 2002
    Messages:
    16,942
    Likes Received:
    836
    he still has your info. i'd report him. he didn't care so much care for how he'd screw you over, why should you grant him any leniency.
     
  7. Rocketman95

    Rocketman95 Hangout Boy

    Joined:
    Feb 15, 1999
    Messages:
    48,984
    Likes Received:
    1,445
    Yeah, that's kinda how I feel. If this was a good friend, I wouldn't do anything other than make him pay me back immediately. Since it's not, I'd report him.
     
  8. amfootball

    amfootball Member

    Joined:
    Oct 21, 2002
    Messages:
    264
    Likes Received:
    0
    I'd turn him in. If he didn't have a problem doing this to you, chances are good he won't have a problem doing it to someone else (if he hasn't already). If he did it just for some groceries, I'd have an easier time buying a sob story about life being hard. However, since it involved a cell phone and a new account at a department store, my guess is he was just trying to screw you and is now trying to cover his a$$.
     
  9. Christopher

    Christopher Member

    Joined:
    Feb 15, 1999
    Messages:
    2,349
    Likes Received:
    69
    Stuff him!

    He's sorry for getting caught, not sorry he did it. Do you think he would have got all upset sitting at home racking up bills on your credit card?

    Send the scum to jail.
     
  10. Ace

    Ace Member

    Joined:
    Feb 14, 1999
    Messages:
    1,691
    Likes Received:
    47
    What type of guy is he? I'd be scared to do that in case he comes looking for revenge...
     
  11. PhiSlammaJamma

    Joined:
    Aug 29, 1999
    Messages:
    29,969
    Likes Received:
    8,053
    Interesting that he would come clean tho'. The only person that would do that is one with a guilty conscious. Cause he has no reason to come clean with you. If they breakdown there's a good chance they are legit that they will never do it again. And that they feel guilty. That's just my opinion. If they play hard ass with you then they are usually a repeat perpetrator.

    I agree you have to make him pay you back quick. Cause if you let it drag out, you won't see your money. I ****ed this up twice in my life. Once I let someone borrow my bike, it got "Stolen", and he said he'd get me a knew one. I said ok. But never saw a new bike. Then I loaned a friend $1,500 and never saw a penny back. Both good friends too. But they screwed me. Not because they wanted to screw. It just happens that way. If they don't pay you back right away, you will be lucky to see any money.

    I personally wouldn't turn him in. I think he's ok. But If he's a bad boy he will caught eventually. Criminals rarely get away with it in my opinion. They always get caught. The Trail is too big. And it's too hard to stop. The best criminals stay small and they stop. But most of 'em can't just stop.
     
  12. vwiggin

    vwiggin Member

    Joined:
    Jul 25, 2002
    Messages:
    1,951
    Likes Received:
    2
    Wait a minute, if this guys is poor, how is he going to pay you back? Either he was BSing about being poor or that he really is poor but now he plans on stealing from soneone else to pay you back.
     
  13. jiggadi

    jiggadi Member

    Joined:
    Aug 10, 2001
    Messages:
    530
    Likes Received:
    7
    Man that sucks that someone you let in your house did this to you. Have you checked all around and made sure that is not all he took? Get him to give you some money. When he says he does not have the whole amount like he probably will tell him its o.k and go meet him and when he sticks his hand out to give you whatever he has put a good whooping on his punk a**.
     
  14. Mulder

    Mulder Member

    Joined:
    Nov 20, 1999
    Messages:
    7,118
    Likes Received:
    81
    Ya, assault and battery. That's a real good idea. :rolleyes:
     
  15. pradaxpimp

    pradaxpimp Member

    Joined:
    Aug 3, 2002
    Messages:
    5,025
    Likes Received:
    71
    god i so sympathize. I had a scare after a bunch of creditors were callin my office askin about me.

    Don't know for sure whats goin on right now, but i got fraud alert on everything and everything seems fine. Thank god.
     
  16. subtomic

    subtomic Member

    Joined:
    Jul 6, 2000
    Messages:
    4,258
    Likes Received:
    2,823
    Don't mess around with this - get the police involved now. There is a good chance that's he's used your information for other things and "forgot" to mention it during your conversation. This could come back and bite you in the ass later on. If you can, call him again, get him to confess again and tape the conversation. Turn this into the police and get the process going.

    Do not try to get "more" back from him. First, this has about a 0.01% chance of working. More importantly, this could be considered blackmail and if you ever press charges against him, he can turn around and press charges against you. Don't risk the legal hassles and making yourself a criminal as well (even though you would somewhat be justified in a non-legal sense).
     
  17. swilkins

    swilkins Member

    Joined:
    Mar 5, 2003
    Messages:
    7,115
    Likes Received:
    11
    I can be quite impulsive sometimes.

    I have no tolerance for thieves. I don't care who it is.

    His ass would have been in jail if it was me.
     
  18. Space Ghost

    Space Ghost Member

    Joined:
    Feb 14, 1999
    Messages:
    18,285
    Likes Received:
    8,649
    Make him pay you back and have him sign an agreement to repay any losses. Also have him write down everything he used your name for ... and do not give him any info on how much you know.
     
  19. KingCheetah

    KingCheetah Atomic Playboy
    Supporting Member

    Joined:
    Jun 3, 2002
    Messages:
    59,079
    Likes Received:
    52,750
    Hmmmm interesting...
     
  20. AroundTheWorld

    Joined:
    Feb 3, 2000
    Messages:
    83,288
    Likes Received:
    62,282
    Astute observation - exactly what I was thinking.

    Call the police. Now.
     

Share This Page

  • About ClutchFans

    Since 1996, ClutchFans has been loud and proud covering the Houston Rockets, helping set an industry standard for team fan sites. The forums have been a home for Houston sports fans as well as basketball fanatics around the globe.

  • Support ClutchFans!

    If you find that ClutchFans is a valuable resource for you, please consider becoming a Supporting Member. Supporting Members can upload photos and attachments directly to their posts, customize their user title and more. Gold Supporters see zero ads!


    Upgrade Now