I payed for a credit report (FICO score) and looking at the credit history, i found out a card I'm using wich I owe about $2K is not even on the list of credit cards owed! I don't know if this is a good or bad thing. If it's not on the list then that means I owe less debt, making my score higher than it should be. Should I call them to fix it? It's strange because I have another card from the same bank and that card is on the list. I'm using both cards. The list has cards that I haven't used in years but paid off. Some cards I don't even remember I had.
Yeah, not every company reports to all three credit bureaus. I've got several that are one one or two but not all three (and many that are on all three).
http://www.npr.org/templates/story/story.php?storyId=92049490 listen to that npr interview. I think you'll find it most interesting.
