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Banking

Discussion in 'BBS Hangout' started by trueroxfan, May 4, 2012.

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  1. trueroxfan

    trueroxfan Member

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    Happy Friday everyone...

    Without getting into too much detail I would like some advice on good banks to use in Austin. I am leaving Wells Fargo after a heated disussion this morning in which 2 "Customer Service" agents and 2 "Supervisors" basically told me to F off when I asked them to explain to me why I was being charged $25 for a returned online transfer, when all the info was correct and the funds were available.

    I have seen them take off overdraft fees several times. I have never asked for any of this. I make my cc payments on time. I have maxed it out and paid it off several times over the last 6 years and now I want to know why I am being over-charged and they don't want to help me.

    So anyways....

    What banks do y'all suggest I switch to, and why?

    I appreciate any help you can give me...
     
  2. LonghornFan

    LonghornFan Contributing Member

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    Credit Union.
     
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  3. Turbo

    Turbo Contributing Member

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    This. And you've got plenty of good options in Austin: UFCU & Amplify are a couple of good ones.

    After opening my first CU account 8 years ago, I'll never go back to banking at a large institution...
     
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  4. updawg

    updawg Member

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    Ive heard good things about UFCU, United Heritage, Austin telco for cu. I had a car loan thru united heritage a long time ago and they were good

    Also have heard good things about frost bank
     
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  5. TreeRollins

    TreeRollins Contributing Member

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    It seems we get more questions related to stuff in Austin than Houston now days.
     
  6. bobrek

    bobrek Politics belong in the D & D

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    I was going to suggest Wells Fargo.
     
  7. cloudng8

    cloudng8 Contributing Member

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    lol i work for wellsfargo i can look at your accounts if you like.
     
  8. trueroxfan

    trueroxfan Member

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    I've spoken with 2 customer service agents and 2 of their supervisors. If you can take off this $25 fee than by all means take a look lol.

    As for the Credit Unions, I have heard they are the best. Why is that?

    As for the Austin vs. Houston posts, there are a lot of Houstonians living in Austin, be it for work or school. No one likes Dallas or San Antonio, so naturally they're Rockets fans.
     
  9. CrazyDave

    CrazyDave Contributing Member

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    lol me to. kind sir. As an ousted prince from Thisisnotascamzania, you can trust that if you would only so humbly allow just transfer unoffensive sum of funds to your account to begin the evaluation upon good faith, we could do so with your safely transmit account information. Peace be with you.
     
  10. bigtexxx

    bigtexxx Contributing Member

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    Nigerian barristers are really the only safe places for your money these days.
     
  11. cloudng8

    cloudng8 Contributing Member

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    people like credit unions becuase of better interest rates... but u got to remember with CUs you lose the convience of them every around every corner and usually have 1 or 2 locations.
     
  12. cloudng8

    cloudng8 Contributing Member

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    Also it's easier to get loans becuase there such a small bank there more willing to lend out money.
     
  13. ryan17wagner

    ryan17wagner Member

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    Credit Unions aren't that great. They're never open when you need them. I see it all the time at the airport. You have no one to talk to after 5 pm. Chase Bank is the way to go.
     
  14. leroy

    leroy Contributing Member

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    A+ FCU

    Great service and services. Low fees. Plus, it's in the FCU network so you can use any FCU atm with no fees or make deposits at any FCU branch.
     
  15. smokieethabear

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    I heard Houstunnin is high up the ladder at Wells.. He could easily reverse that fee.. he'll just need your social/routing#/account#/DL#/d.o.b/ etc...
     
  16. fzr11017

    fzr11017 Member

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    Does anyone recommend online banking (Ally, ING Direct, etc.)?
     

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