1. Welcome! Please take a few seconds to create your free account to post threads, make some friends, remove a few ads while surfing and much more. ClutchFans has been bringing fans together to talk Houston Sports since 1996. Join us!

Best Place for a Quick Loan

Discussion in 'BBS Hangout' started by SexyButIgnorant, Dec 7, 2013.

  1. SexyButIgnorant

    Joined:
    Jan 31, 2013
    Messages:
    935
    Likes Received:
    27
    I need a thousand bucks right now, which I don't have, but will in about two weeks. What are my options? Help me out Clutchfans!
     
  2. s land balla

    s land balla Contributing Member

    Joined:
    Apr 24, 2001
    Messages:
    6,608
    Likes Received:
    365
  3. shastarocket

    shastarocket Contributing Member

    Joined:
    Jul 18, 2006
    Messages:
    13,773
    Likes Received:
    1,082
    Don't do it
     
  4. OmegaSupreme

    OmegaSupreme Contributing Member

    Joined:
    Mar 19, 2003
    Messages:
    6,380
    Likes Received:
    1,463
    eddiewinslow apparently.
     
  5. Classic

    Classic Member

    Joined:
    Dec 21, 2007
    Messages:
    6,101
    Likes Received:
    608
  6. Uprising

    Uprising Contributing Member

    Joined:
    Dec 29, 2000
    Messages:
    42,214
    Likes Received:
    5,385
    payday loan?
     
  7. eddiewinslow

    eddiewinslow Member

    Joined:
    Jun 18, 2011
    Messages:
    1,266
    Likes Received:
    45
  8. Commodore

    Commodore Contributing Member

    Joined:
    Dec 15, 2007
    Messages:
    30,992
    Likes Received:
    14,519
    <iframe width="560" height="315" src="//www.youtube.com/embed/lrs5dmUC3Vg" frameborder="0" allowfullscreen></iframe>
     
  9. Felixthecat

    Felixthecat Contributing Member

    Joined:
    Aug 19, 2006
    Messages:
    2,804
    Likes Received:
    189
    Borrow from family or use something as collateral. Don't EVER get a payday loan.
     
  10. FishBulb913

    FishBulb913 Contributing Member

    Joined:
    Jun 21, 2003
    Messages:
    3,008
    Likes Received:
    530
    Sell yourself on Craigslist.
     
  11. BamBam

    BamBam Contributing Member

    Joined:
    Nov 3, 2003
    Messages:
    9,604
    Likes Received:
    9,760
    Call my friend Tony Gazzo, he's the one on the right. Hell fix you up!...:eek:

    [​IMG]
    .......
    .......
    .......
     
  12. GanjaRocket

    GanjaRocket Member

    Joined:
    Nov 21, 2012
    Messages:
    3,557
    Likes Received:
    106
    life is like a game of basketball

    sometimes you make a shot and win..

    sometimes you're really broke and need a payday loan
     
  13. ynelilvs99

    ynelilvs99 Member

    Joined:
    Jan 20, 2012
    Messages:
    2,682
    Likes Received:
    41
    was about to burst out laughing while drinking a shake
    note to self: don't drink anything while reading CF
     
  14. JuanValdez

    JuanValdez Contributing Member

    Joined:
    Feb 14, 1999
    Messages:
    34,114
    Likes Received:
    13,516
    Credit card?
     
  15. SwoLy-D

    SwoLy-D Contributing Member

    Joined:
    Jul 20, 2001
    Messages:
    37,617
    Likes Received:
    1,448
    For a former motivational speaker, he sure has an awkward presence... his "DEEP-INHALE-before-speaking" thing bothers me a bit (watch his shoulders before every sentence)... :confused: I wonder if he has shortness of breath...

    Perhaps "bothers me" is the wrong choice of words... I meant "looks strange."
     
    #15 SwoLy-D, Dec 9, 2013
    Last edited: Dec 9, 2013
  16. HR Dept

    HR Dept Contributing Member

    Joined:
    May 31, 2012
    Messages:
    6,792
    Likes Received:
    1,223
    Just don't do a Payday/Title loan. Damn shame how they rip unassuming people off with the interest and fees. Likely would cost you +/- $250 in fees and interest to borrow that $1000 for two weeks.
     
  17. Dgn1

    Dgn1 Member

    Joined:
    Apr 12, 2012
    Messages:
    3,024
    Likes Received:
    1,196
    That bothers the hell out of me. Thought I was the only one and it makes me want to punch him in the face.
     
  18. Preston27

    Preston27 Contributing Member

    Joined:
    Mar 3, 2002
    Messages:
    2,706
    Likes Received:
    42
    He has MS. Not sure if that's why he does that or not, but could be.
     
  19. The_Yoyo

    The_Yoyo Contributing Member

    Joined:
    Dec 25, 2001
    Messages:
    16,683
    Likes Received:
    2,872
    if you know for sure that you will have more than 1k in 2 weeks then get a title/payday type loan otherwise you'll be screwed.


    like the interest rates on payday loans are like 10-12% monthly so you are looking at a 120-144% APR (if you're lucky)

    breaking that down daily -- you would be looking at paying 4-6 dollars a day in interest on that loan.

    so in theory you should only have to pay maybe an extra 70 bucks on that -- but in reality it will be more since the fees and the rest you take out will end up making you actual loan amount more than 1k.

    you are probably better off - promising whoever you owe 1k -- asking for an extending payment and then paying them extra in 2 weeks or if its like a credit card payment -- make the minimum payment (+ any extra that you can) and pay the interest -- it will be far less than the interest on a payday/title loan
     
  20. Salvy

    Salvy Member

    Joined:
    Nov 10, 2009
    Messages:
    18,771
    Likes Received:
    29,313
    Maybe you have used hair gel that you could try and sell...... Or scalp Xbox One's and Ps4's....
     

Share This Page

  • About ClutchFans

    Since 1996, ClutchFans has been loud and proud covering the Houston Rockets, helping set an industry standard for team fan sites. The forums have been a home for Houston sports fans as well as basketball fanatics around the globe.

  • Support ClutchFans!

    If you find that ClutchFans is a valuable resource for you, please consider becoming a Supporting Member. Supporting Members can upload photos and attachments directly to their posts, customize their user title and more. Gold Supporters see zero ads!


    Upgrade Now