COBRA lasts 18 months, and if you are in Texas you then get State Continuation (the state version) for another 6 months. So you are talking about 2 years of continuation. That's a pretty good length of time. (this is assuming loss of employment and not other qualifying events like divorce, death, etc. which last longer) It is actually a potential harm to an employer that you continue on coverage. If a person leaves the employment for some reason and is sick and continues to rack up claims, it negatively impacts the employer's plan loss ratio and can contribute to rate increases that impact the rest of the group. Either way, in normal economic times, 2 years of continued coverage at your own expense seems like a fair amount of time for you to find other employment that provides insurance. Edit: I also want to add that this law barely impacted Texas. In Texas it already was in place for children to stay on parents plans to age 25. This merely added a year of coverage for us. And then continuation benefits are available to children who lose benefits due to loss of dependent status.
If a frog had wings he wouldn't bump his ass. Seriously dude, get laid or something. You need to release some of that tension.
Wow..complaining about parents having the option of keeping kids to age 26 on their private insurance plans, and footing the bills themselves? Really? Over 30 states already require insurance co's to offer this -- including Texas -- (though sometimes it's dependent on the kid being in school). All this does is extend it nation wide, and add consistency. Grumble mumble ... how dare they!!!??? Not sure if cereal... Spoiler
Well apparently he is one of those downsized NASA employees, so you cannot blame him all that much. However, cut funding to NASA is not just an Obama thing, Republicans want it too.
