With three games left, there is still a possibility that we win the South and both JAX and IND are wildcards we could play at home on the way to a Superbowl. Is it far fetched? You bet. But so is being 9-5 after a 3-5 start.
The most likely scenario is Houston winning the division and being the 3 seed hosting Jacksonville as the 6 seed WC. Even if Indy beats the Jags and 49ers, they would need Bills or Chargers lose out which won't happen. They basically have no shot to make playoffs now.