Good evening guys and gals. So my fiancé took out a loan years ago. It became past due and sent to a lawyers office for collections. She was paying $200 a month as they were sending her statements saying how much she owed or was behind ect. One day those stopped coming. She would call and leave voicemail because she would want to know how.much was left ect. And they wouldn't return her calls. Apparently back in July they served her a summons to appear in court. Left it on our door. We moved the month prior so she never received the summons or had any knowledge about it. Fast forward 5 months and they have just garnished our bank account. 95% of my account has been drained. They said we could go to court and fight it if we can prove that all the money in there was from my business and not from my fiancé. Is this legal for them to go through that process of garnishing the funds when she was never properly served? We have no money for 6 other bills due at the end of this month or rent that's due the first of the month. We have a court date of 1/10 to see about getting the funds put back into our account but we are eating bread crumbs until then.
Didn't each notice they sent show the balance left on the account? Was she writing checks and mailing them or paying online?
I post in this thread and then get an Ad for a Houston Bankruptcy lawyer. The behind the scenes machinery that decided that I need a Bankruptcy lawyer did some Guilt by Association stuff.
You said she was making payments. Was she making payments to the loan company or the lawyer who took over the past due debt? Usually if they're garnishing your bank account, it means you've been ignoring it for years....probably not the best financial strategy.
Why are they garnishing your account when the debt is in her name? Did you guys combine accounts before you got married? Also not the best financial strategy....
Do what the mobs do. Put the money in trash bags and hid them in the attic. *** uncle Sam. Come garnish these nuts
