Nobody can time anything - understated and often ignored. BUT - I also swear it can also be easy to time the market. When a disaster happens. Like 9/11 or Covid. Clear panic ensues. No, you cant time the ABSOLUTE bottom, but you can really gain a lot of ground if you have the cash in these moments. Maybe it's not 100% true all of the time, but it's been true so far in my lifetime. Whatever is happening now... whether related to war or inflation or whatever... this is NOT a clear moment in time where there is mass panic. I repeat, we are not CURRENTLY in one of these scenarios. Lol.
I think timing both lows and highs are hard (which is what people try to do..)...but taking advantage of panic moments in the market if you are in it for the long term into an index is a smart idea. The key two things are: you need to have patience to wait it out, and you need to invest into an index or something.. But how often do these happen? All you can do is, when it happens take advantage of it.
How often? I am guessing, like... only 4-7 per lifetime? Lol. I would have said 2-3, but **** be crazy these days. And if that disaster scenario happens to hit near your retirement date - not much the typical person can even do to take advantage of it.
Aehr Reports Record Revenue in Third Quarter on Wafer Test and Burn-in Sales Driven by the Demand for Electric Vehicles https://www.globenewswire.com/news-...iven-by-the-Demand-for-Electric-Vehicles.html AEHR earnings and full year guidance looks in line with previous guidance. Don't think price will change much either way based on this, waiting for new orders. White House Proposes $10.9 Billion Budget for Cybersecurity https://www.securityweek.com/white-house-proposes-109-billion-budget-cybersecurity Cybersecurity stocks been doing well lately cos of this I guess.
Definitely not the only place I’m getting advice but would appreciate the e CF input. looking to put a large sum (six to seven figures) away for 10 years in index funds. We were going to dollar cost average it out on the market dips but keep getting spooked about an impending recession. What would you guys do if you were in my shoes? Investment advisors etc all have a bias on n terms of their advice
Due to the the fact that the composition of index funds may not be a good reflection of the real economy (over representation of mega-corps in index funds vs total economy including small businesses) and market interventions by FED and gov, the connection between index funds and the economy is not so clear. https://www.isabelnet.com/rolling-1...-gdp-growth-vs-total-return-for-sp-500-index/ I think most here speculate on tech stocks, and 2020 when the real economy was in the dumpster was a great time, while later parts of the recovery when economy was booming was bad due to fear of rising interest rates. I started investing in late 2019 when Trump just assassinated the Iran general and it looked like war might break out, then Covid hit a few months later, the world looked like it was collapsing; at the time it looked like a terrible time to start, on hindsight I wish I could buy more stocks at 2019 prices. Personally if I had your $ sitting around would go thru with your plan and buy a small initial position, then average in on market dips. In addition to just buying the underlying funds/shares, I would look into short selling in the money puts on the fund/shares of choice to benefit from the the time value of the option, with the caveat that I had sufficient funds in reserve to pay for the underlying if the put expires ITM.
Nobody can answer that reliably without knowing more about your financial situation... hence... financial/investment advisors. Also, no one can tell you about any recession happening, when it's going to happen, or how long it'll last. You also can't really talk about holding long term and then be worried about a recession in a few months. One of my co-workers put about $100k-$150k into an S&P 500 fund right before the housing/financial collapse around 2007. He cursed his head off after the crash, but left it there and added to it. He's probably smiling now. I know as of 2018, he was still in it.
Basically money that I don’t need to touch would be the financial situation . I of course want the most bang for my buck and would avoid buying at the peak is what I’m getting at (I know diversified funds with 10 yrs of sitting is pretty conservative). I don’t have a good feel for the market and don’t like investing in things I know little about hence my post. out financial advisor is of course, telling us to go all in right now.
LosPollosHermanos, i would heed saitou's words fwiw, here is what i did for my uncle/aunt, both of whom are empty-nesters and want exposure to the stock market this is how i diversify their holdings 50% on United HealthCare 25% Microsoft 25% Jacob Engineering they buy and hold these profitable co; and i help them to sell covered CALLs (on a monthly basis) against their stocks, as a means to augment their income. usually i select a strike that is at least 5% above the current trading price, w an expiration that is ~ 30 days away,. should it appear that the covered-CALL may be in-the-money (the strike price below current trading price), i help them to roll forward the covered-CALL buy to close the current CALL, sell to open a higher strike CALL w an expiration that is further out been doing this for several years; now they've gained enough knowledge/experience to be able to do it (selling the covered CALL and, if need be, roll forward the covered CALL) on their own.
I think you get a really good buyable opportunity every 2 or 3 years. This is why using a hybrid of technical analysis and fundamental analysis is the ways to go. The technicals showed the we were way oversold 1 month ago, March 2020, December 2018, early 2016, etc. Use that as an opportunity to buy blue chip companies. 2 things though. This requires you to be disciplined enough to have cash on hand and today’s blue chippers aren’t tomorrow’s blue chippers.
Cybersec sector is consolidating. Googl bought MNDT last month, NET just announced it acquired Area 1 Security. Who will be next?
https://www.bloomberg.com/news/arti...ut-tech-s-weight-as-payment-firms-move-sector The dominance of tech stocks in the S&P 500 is set to shrink next year after the index’s overseer announced revisions that will reclassify the sectors of some major shares. Payment processing companies currently classified as technology firms are poised to join the financial sector, while other tech names providing outsourcing or human resources support will be classified as industrial stocks, S&P Dow Jones Indices and MSCI Inc. said in a joint statement on Thursday. The full list of companies affected is expected to be released by December, and the changes are planned to be implemented in March 2023.
win some, lose some. from last Mon after 4 days of profitability, attributable to earnings beat and favorable guidance, this bullis PUT on MU spread has just turned red, ¯\_(ツ)_/¯ AAPL's chart shows multiple top this bearish CALL spread (bto 180 strike CALL, sto 170 strike CALL) is widening its profitability
