I'm saying cobra will be gone or basically gutted to be even more useless once Obama Care gets overturned no? Honestly, one thing preventing me from wanting to try and retire early is lack of health coverages. If you're 45 with $2.5M in assets (for the record I'm not even close, hypothetical conversation), you might think if you're frugal person that can get 3% return on your assets you're good live on $75k a year..... You'd be so wrong with health cost where it is, after taxes and insurance.... You're going to be squeaking by until medicaid age.
Yes percentage wise the poor in Cali have more access to healthcare than the poor in Texas. And most people that post here come from the Houston suburbs such as Katy, Woodlands and Sugar Land. Places that have mostly well off people.
Lots of self employed entrepreneurs in Texas who forgo insurance due to cost. When my businesses started kicking I stuck with my day job mainly for the insurance and the insane paid time off I get.
That's the other issue. Many people who have health insurance in this country have health insurance where it still will nearly bankrupt them if they use it(get seriously injured or sick).
Eh I don't think that accounts for the difference. I think the state government of Texas cares more about attracting outside businesses more than investing in its own people.
You're making assumptions about Clutchfans and their location without knowing true data, but I get it. What is the definition of poor? is that a person/family with an income lower than the poverty line? do the homeless qualify as poor? If a homeless person goes to the hospital in Texas vs California, do they receive care and how is it paid?
So in california, if i meet someone who has an income of 0 to the poverty line of that area, do I assume they have health insurance?
I was wrong, Cobra is insurance for thosr that were previously part of a company sponsored health plan. It's also really expensive and truly meant to a gap between jobs that sponsor.
So brother, according to some here on Clutchfans, California is the more favorable state for you for insurance. would you move out of Texas?
Ok if a person in Texas without healthcare has to go see the doctor what would happen? Now the scenario is the same except the state is California. what happens? will they both be seen? will they both be billed for the services? will the costs be the same?
From the wall street journal https://www.wsj.com/articles/some-c...nancial-reasons-state-emails-show-11603108814 Some California Hospitals Refused Covid-19 Transfers for Financial Reasons, State Emails Show Denials expose ways hospitals put finances ahead of pandemic response as coronavirus hospitalizations continue to surge Updated Oct. 19, 2020 1:37 pm ET Several large Southern California hospital systems improperly refused or delayed accepting Covid-19 patients based on their insurance status, according to internal emails among local and state government, hospital and emergency-response officials, leaving severely ill patients waiting for care and adding strain on hospitals overrun by the pandemic. Disaster-response experts said the refusals and delays exposed ways that some hospitals have put finances ahead of pandemic relief. Some instances might have violated a federal law that protects access to emergency care, while in other instances the actions ran counter to medical ethics, the experts said. “It is wrong to say ‘no’ if you have capacity” and an overrun hospital can’t provide proper care to the flood of patients coming through its doors, said Paul Biddinger, medical director for emergency preparedness at the Mass General Brigham hospital system in Boston. The emails identified four major hospital systems as refusing or delaying receiving transfer patients, but in some instances, denying hospitals weren’t named or quantified, so the total could be higher. In some cases, it couldn’t be determined whether more than one hospital in the system refused or delayed accepting patients.
It isn't. Some states are worse than others in terms of access to healthcare. Texas happens to be the worst state in this regard.
California hospitals refusing patients without health insurance because it's financially negative for them to accept it. Finding ways to deny them. DURING COVID Pretty logical.
