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Car replacement help (had an accident, not at fault)

Discussion in 'BBS Hangout' started by Outlier, Mar 11, 2015.

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  1. Outlier

    Outlier Member

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    So I had an accident recently and the other person's insurance deemed my car a total loss. It's kind of unfair because the car's value is worth more than what I'll most likely get for it which will be based off the bluebook value of 3000$. It was a low mileage at 110000 miles and very economical. Fully paid too. So now im left to find a new car that i dont want to spend money on but i have to because that's life.

    What can clutchfans suggest for me that i wont have to spend too much on but if i do a little bit, has to be economical and not too expensive monthly. My first time buying since i last bought one from craigslist. I was looking at a honda fit before but they're expensive. Need something reliable... Thanks guys.
     
    #1 Outlier, Mar 11, 2015
  2. Haymitch

    Haymitch Custom Title
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    If the criteria is new and very affordable, I would recommend a Nissan Versa or Versa Note. My wife has one she bought back in 2012 when she was working in retail. It's very stripped down and there's nothing beautiful about it on the inside, but it's a good little car. Surprisingly roomy. 4 adults can comfortably fit, and of course great gas mileage.

    Automatic Versa Note (which costs more than a Versa) is at $15K.
     
    #2 Haymitch, Mar 11, 2015
    Last edited: Mar 11, 2015
  3. Camarograna2

    Camarograna2 Contributing Member

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    toyota yaris brand new is 17K and great gas mileage.
     
    #3 Camarograna2, Mar 11, 2015
  4. Roc Paint

    Roc Paint Contributing Member

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    I was trying to explain the Secret to you, but you didn't want to listen. Maybe after you find your new ride, you'll dive on a different path through life.

    Good Luck!
     
    #4 Roc Paint, Mar 11, 2015
  5. Outlier

    Outlier Member

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    It doesnt have to be new. It can be pre owned
     
    #5 Outlier, Mar 11, 2015
  6. Outlier

    Outlier Member

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    My last car was a 2003 civic only 90000 miles when i bought it, for only $4200. It was a clean title too. Ugh, and it was so tough to find.
     
    #6 Outlier, Mar 11, 2015
  7. HR Dept

    HR Dept Contributing Member

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    Check out used Scions.
     
    #7 HR Dept, Mar 11, 2015
  8. Haymitch

    Haymitch Custom Title
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    Ah, OK. Well in that case the usual group will be OK: Civic, Corolla, Focus, Cruze, etc. I only have personal experience with a 2009 Focus (SES) and I wasn't in love with it. Got me from point A to point B (and on weekends, point C) but ehhhh. I think the newer models (starting in 2012, I think) were quite a bit better.

    I just realized I really like Nissan vehicles. Murano, Juke (Nismo RS), 370Z, and of course GT-R. And as mentioned the Versa is good for a cheap car too.
     
    #8 Haymitch, Mar 11, 2015
  9. FTW Rockets FTW

    FTW Rockets FTW Contributing Member

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    For your price range it seems that you will be looking at fairly high mileage cars ~100k miles.

    I'd suggest Toyota Camry or Honda Accord. Those cars can go several years provided you do the regular maintenance.
     
    #9 FTW Rockets FTW, Mar 11, 2015
  10. Outlier

    Outlier Member

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    Yes, it is my belief that if its a toyota or a honda with 100k miles more or less, i can make it last a few years longer.
     
    #10 Outlier, Mar 11, 2015
  11. Mr. Brightside

    Mr. Brightside Contributing Member

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    lol, at the Secret. That's amateur hour. I prefer the magical properties of crystals and gemstones.
     
    #11 Mr. Brightside, Mar 11, 2015
  12. bobrek

    bobrek Politics belong in the D & D

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    You don't have to necessarily accept their offer. Go look at classifieds and used car dealerships to see what cars similar to the one you were driving are selling for. You can dispute the offer. Your insurance company should be able to help you and give you advice.
     
    #12 bobrek, Mar 11, 2015
  13. Roc Paint

    Roc Paint Contributing Member

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    That's your preference Mr. Stardust. :p
     
    #13 Roc Paint, Mar 11, 2015
  14. Outlier

    Outlier Member

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    My insurance is not willing to help me since i didnt opt for collision coverage. I did see some deals on craigslist.

    $3700 for a 2004 civic 120k miles
    Or a $5500 2005 scion 120k miles. Which one is better?
     
    #14 Outlier, Mar 11, 2015
  15. CCorn

    CCorn Member

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    Take the 3,000 to Lake Charles and put it all on red.

    Thank me later.
     
    #15 CCorn, Mar 11, 2015
  16. sammy

    sammy Contributing Member

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    Glad you're okay. Material possessions come and go.

    Toyota does really cheap and little down (no tax) leases on a Camry sometimes but that would depend on how much you drive.
     
    #16 sammy, Mar 11, 2015
  17. Outlier

    Outlier Member

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    Umm what?
     
    #17 Outlier, Mar 11, 2015
  18. Outlier

    Outlier Member

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    What's the SUV equivalent to a camry/corolla/civic? Cheap, gas efficient, and commonly easy to maintain and fix?
     
    #18 Outlier, Mar 11, 2015
  19. Mr. Brightside

    Mr. Brightside Contributing Member

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    Probably Honda CRV or a Kia Sorento.
     
    #19 Mr. Brightside, Mar 11, 2015
  20. Outlier

    Outlier Member

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    So her insurance is offering to pay me 3850. I bought it for 4200 last year. Should i accept? And if not, how should i fight it?

    Also, anyone own a honda fit?
     
    #20 Outlier, Mar 13, 2015
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