Not so much the insurance, but the AD&D and the Childrens Life insurance. I have no problem signing myself up for the max amounts on my life, because I want my family taken care of when I'm gone, but when the insurance reps tell me that if they die or are killed accidentally, I get a knot in my throat and fell sick in my stomach. I actually feel guilty thinking of getting money at the cost of their life or limb. The only comfort is that is anything happens, I will not have to worry about paying for services, but that lends little-to-no comfort, and just reading it as I type it makes me feel shallow.
doesn't make sense to get life insurance for your kids unless they're child actors working for teh ffamily. if not, just a waste of money. whether or not you get a million if you lose a child, the pain will be the same. and what do you need the money for if your kid is gone.?? it's really sad to think about it..
I didn't want to think about it. For $2.00 a month, I don't have to worry about paying for arrangements. I don't think I'm going to come back to this thread. I think I just needed to vent.
Which is really all you can buy. FYI folks, it is extremely difficult to buy a $1,000,000 LI policy on a child. If you don't like the idea, don't buy anything.
