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Elevation certificate and insurance

Discussion in 'BBS Hangout' started by Sooty, Sep 30, 2019.

  1. Sooty

    Sooty Contributing Member

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    Are there any negatives in getting an elevation survey for our home? Or will it likely just increase our flood insurance premium? This was our first insurance claim, we didn't have flood insurance during Harvey.

    We flooded during Harvey and Imelda and looking to get quote for raising our home, and potentially annoying the city about the drainage works in the neighborhood which was meant to happen a few months ago.


    We're not in a flood zone, just flooded a couple of times. Trying to find legal side of things but can't find anything, and don't want to flag the insurance premium.
     
  2. REEKO_HTOWN

    REEKO_HTOWN I'm Rich Biiiiaaatch!

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    Looks like you got plenty of good answers on Reddit.
     
    Sooty likes this.
  3. Sooty

    Sooty Contributing Member

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    Haha thanks dude, nice catch, just seeing if Clutchfans is across anything differently too.
     
  4. MystikArkitect

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    Elevation certificate is between you and your surveyor, it's not a public record so it wouldn't raise your premium to have one done.

    Find your area base flood elevation and make sure you're above that and your good to go. My house is 3' above grade per city code. Probably higher now.
     
  5. cheke64

    cheke64 Member

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    Yeah but what answers did he get on next door app?
     
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